There are several different repayment options to consider when you are paying back your Federal Direct Loan(s).  To help you choose your student loan repayment option, visit https://studentaid.gov/manage-loans/repayment/plans#simulator.

 

Remember, your monthly payments and how long it takes to satisfy your loan depends on the repayment plan you choose.

 

To compare the different repayment options, visit the Loan Simulator at https://studentaid.gov/loan-simulator/. Income based repayment options are based on your overall federal loan debt, income and family size.