One Time Student Loan Debt Relief

The application for the one-time student loan debt relief is now open!


You may be eligible for federal loan debt relief if you had federal Direct student loans disbursed prior to June 30, 2022, and your 2020 or 2021 income was below $125,000 for individuals or $250,000 for households.  For students enrolled during the 2021-2022 academic year as a dependent student when filing the FAFSA, your eligibility will be based on parent income.

Plan summary:

  • Up to $20,000 in debt relief if you received a Federal Pell Grant while in college and meet the income threshold
  • Up to $10,000 in debt relief if you did not receive a Federal Pell Grant while in college but meet the income threshold


If you are interested in this student loan forgiveness program, you will need to apply.  The brief application can be completed on the federal website:


Please be aware that there are potential scammers trying to mimic this application.  Things to note to avoid being scammed:


  1. Use only the website to apply for the loan forgiveness program
  2. There is no fee to apply.  If you are being asked to pay a fee, your application is not being completed on the U.S. Department of Education website.
  3. Do not give your personally identifiable information to anyone who is calling or texting you regarding the student loan debt relief.  No one from the Department of Education will be calling or texting you regarding your application for this relief program.  The Department of Education may email you - the emails will be coming from



*Please note that student loan forgiveness funds may be subject to state/local income tax, depending on your state tax code.