Steps to Complete a Direct PLUS Loan for Parents

 
Step 1:   Visit studentaid.gov.
 
Step 2:   Parent logs in using their FSA ID or email and password.
 
Step 3:   Scroll down to My Checklist, select I'm a Parent and click on Apply for a Parent PLUS loan.
 
Step 4:   Complete and submit the credit application. You will be notified immediately of the credit decision.
 
Step 5:    Your credit check remains active for 180 days only.  Another credit check will be performed if your loan application is certified by the college after 180 days has lapsed.  If approved, complete the Loan Agreement for a Parent PLUS Loan (MPN).
 
The Direct PLUS Loan Basics for Parents brochure will answer many of your questions you may have about the Direct PLUS loan.